Winter cycling accessories that keep you safe, dry and rolling—lights, mudguards, tyres, bags and more.

Did you know that you can use Cyclescheme for accessories as well as bikes? That’s a big win in winter. Why? Because the right winter cycling accessories keep you safer in the dark, more comfortable in the wet, and kinder to your bike in the grit and salt. Good kit means you see and get seen. You arrive dry, warm, and ready to crack on. You also extend the life of your drivetrain, wheels, and bearings, saving you money long term.
A quick reminder if you’re new here: Cyclescheme lets you get a bike and accessories via salary sacrifice. This means that you spread the cost, pay nothing upfront, and save through tax-efficient payments. You can shop in-store or online at 2,600+ retailers nationwide. Want to explore brands before you buy? Start here.
Winter can be wild. In 2024/25 alone, there were two named storms and over 100 Met Office weather warnings issued in winter. That's why prepping your bike and kit isn’t overkill; it’s common sense.
And remember: cycling through winter isn’t just doable with Cyclescheme, it’s good for you. A 2024 BMJ Public Health study linked active commuting to lower risks across multiple health outcomes.
Below is your practical, no-faff checklist. Ten essentials. Clear reasons. Simple picks. And yes, you can put the lot through Cyclescheme.
1) Mudguards
If you fit just one winter upgrade, make it mudguards. They keep filthy road spray off you and off your bike. That means cleaner trousers, a happier bottom bracket, and fewer 'why am I gritty?' moments. Many commuters keep them fitted all year.
Full-length guards that bolt to frame/fork eyelets give the best coverage; add a mudflap to protect shoes and anyone riding behind. No eyelets? There are neat clip-on options for road bikes.
Why it matters in winter: Wet roads stay wet longer. Spray carries salt and grit that chew through chains and brake pads. Stop it at the source and everything lasts longer.
2) Lights
Between dusk and dawn, you must have a white front light and red rear light on your bike. You also need a red rear reflector and amber pedal reflectors (manufactured after 1/10/85). That’s the Highway Code, Rule 60. You can find out more about lighting regulations here.
Choose reliable USB-rechargeable units with easy mounts. In lit urban areas, ‘be-seen’ lights are fine; on unlit paths, you’ll want a brighter, steadier front beam. Need help choosing? Start here.
Pro tip: Always remove clip-on lights when you park to deter theft. Keep a spare rear light in your bag for belt-and-braces reliability.
3) Reflectors & reflective details
Reflectors are required after dark, and they work. The up-down motion of pedal reflectors is especially eye-catching for drivers. For extra pop, add reflective ankle bands and frame/mudguard decals. RoSPA also recommends reflective clothing to improve conspicuity in low light.

4) Waterproof luggage
Showerproof isn’t enough. In winter, you want waterproof: sealed seams and a roll-top or deep-lid closure. That’s how you keep clothes crisp, tools rust-free, and your laptop alive. Try these round-ups for panniers and backpacks:
Why it matters: Commuting miles are rising again. 53 cycling miles per person on average in 2024, up 12%, according to the National Travel Survey 2024. When you ride more, your kit takes more weather. Protect it.
5) Chain cleaner
In winter, your chain meets water, grit, and, when roads are gritted, salt. If you only add more oil, you end up with a gritty paste that chews through cogs. Clean first, then lube. A clamp-on chain cleaning tool makes it easy, but a stiff brush + degreaser works too. See Cyclescheme’s chain care guide here.
Why it matters: A clean, well-lubed chain shifts better, lasts longer, and saves you cash on cassettes and chainrings.

6) Tougher, wider tyres
Winter throws sharp debris into your line. Tough, puncture-resistant tyres save time (and fingers). If you ride 25mm road tyres, try 28mm or 32mm if your frame allows. A little extra width at slightly lower pressure means more grip on wet roads and more comfort over potholes. Start here.
Reality check: UK road surfaces can be rough; the RAC estimates around six potholes per mile on average across council roads in England and Wales. Wider, tougher tyres help you ride it out.
7) Floor pump with gauge
Too soft and you invite pinch flats. Too hard and you lose grip and comfort. Use a floor pump with a built-in gauge so you can dial in tyre pressure precisely. As a starting point for winter, aim a touch below your tyre’s max, then fine-tune for feel, weight, and conditions.
Bonus: Consistent, correct pressure makes punctures less likely and handling more predictable on cold, slick tarmac.

8) Winter toolkit
Dark, cold, drizzle…that’s not when you want to discover your mini-pump’s seals have died. Check and refresh your essentials now:
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Mini-pump or CO₂ inflator (consider a sealant-infused can for “inflate and seal” speed)
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Two levers + spare tube (talc the tube; it helps)
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Multi-tool with chain breaker
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A couple of self-adhesive patches
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Disposable gloves and a small rag (warm hands = faster fix)
Build your on-the-bike kit with our bike bag essential guide.
Theft tip: Winter nights can mean higher theft risk around transport hubs. So, use a quality lock and consider secondary security for wheels/saddle.
9) Brake pads
Wet roads + grit = faster pad wear. Listen for squeal; check thickness often. Disc brakes love organic pads for quiet, confident winter stopping (though metallic pads last longer). Rim brakes can transform with winter-friendly compounds (e.g., salmon or BXP). Keep rotors/rims clean and bed in new pads properly. Got squeaky brakes? Discover how to de-squeak them here.
Why it matters: In winter, stopping distance grows. Good pads and clean braking surfaces give you back control.
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10) Bike cover
If your bike parks outdoors at home or work, a waterproof cover is a small investment that saves a lot. It keeps rain and grit off, slows corrosion, protects electrics on e-bikes, and saves you time wiping down. Choose a size that fits; heavier-duty lasts longer; eyelets help you tie it down in a blow.
For inspiration on how to store your bike indoors, check out our guide here.
Bonus: More winter cycling accessories must-haves!
As well as protecting your bike from the elements, don't forget to keep yourself dry and toasty too. From cycling socks and neck warmers to cycling gloves and rain jackets, check out this winter cycling gear:
Got a sporty road bike with no eyelets? Here’s how to commuter-proof it with guards, mounts, and smart tweaks.
Where to buy your winter cycling accessories with Cyclescheme
Cyclescheme’s retailer network includes big names, local independents, and brand-direct options, so you can get the exact lights, guards, luggage, and tyres you want.
Shop in-store or online with 2,600+ trusted retailers nationwide and a huge community of brands.
Remember, you can put accessories-only packages through Cyclescheme. That means you can winter-proof the bike you already love, spreading the cost and saving along the way.
FAQs: winter cycling accessories
What are the best budget winter cycling accessories to start with?
Prioritise front/rear lights, basic clip-on mudguards, a bike bell, and a decent lock. Add reflective ankle bands and a lightweight seat-pack toolkit next. As for winter cycle clothing, consider helmet caps, water-repellent jackets, cycling leggings, arm warmers, merino wool base layers, hand warmers, and winter socks.
Can I get accessories only through Cyclescheme, without buying a new bike?
Yes. You can request an accessories-only package through Cyclescheme and spread the cost. Check your employer’s limit and approval process.
Are dynamo lights worth it for winter?
If you ride most days, yes. They’re always on the bike, so there’s no charging faff. Pair with a quality front hub dynamo and a bright, road-legal beam.
Do I need different tyres for icy mornings?
If ice is common on your route, consider winter-specific tyres or studded tyres (where practical). Otherwise, wider, grippier rubber at sensible pressures helps.
How often should I clean my drivetrain in winter?
Little and often wins. Wipe after wet rides; a deeper clean weekly (or each 150-200km) keeps things sweet. Re-lube after each clean.
Is a waterproof backpack as good as panniers?
Both work. Backpacks are simple and flexible; panniers shift weight to the bike and keep your back sweat-free. Choose waterproof construction either way.
Do reflective tyre sidewalls make a real difference?
Yes. They add a bright, moving ring of light that helps drivers judge your position and speed at a glance, great with reflective ankle bands.
What lock should I use in winter?
Use a Sold Secure-rated D-lock or chain. In high-risk areas, add a second lock. Consider locking wheel skewers and a cover as part of your winter riding kit if parking outdoors.
How do I stop my glasses from steaming up in the rain?
Use an anti-fog solution, angle your buff or mask to vent downward, and try lenses with a mild vent gap. A cycling cap’s peak also helps.
How can I build confidence for dark commutes?
Plan a well-lit route, double-check lights before leaving, and ride predictably. Consider a short recce at weekend dusk to test kit and timing.
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