Cycle to Work Calculator

Use our advanced calculator to see how much you could save on a new bike.

Your cycle to work package

Add the values you'd like to spend - you must add a value to at least one of the categories for the calculator to work.

At least one field is required

About you

Your salary is required
Your age is required
Work hours are required
Work weeks are required

If you have other salary sacrifices (like a pension), please enter the total value of these. The amount you enter should be the gross or pre-tax amount.

For example, if your payslip tends to show that your pension payment is £110 - then that is the figure you would include. If you are unsure, leave it blank.

Participating in the scheme may have an impact on other salary sacrifice arrangements and the value of your leave entitlement, e.g., Mat Leave, Sick Leave. If in doubt, ask your employer.

We ask you for your salary so that we can give you a savings forecast.

We do not record, retain or process this information in any way other than to provide you with this savings forecast.

Ownership

At the end of your Hire Period you will need to select an Ownership Option.

We recommend you choose the 3 year ‘Own it Later’ option as this will increase your savings.

Please note: The calculations provided here will vary depending on your personal taxation and your employers scheme. We use the Tax rates and NMW/NLW for England, NI & Wales. If you pay tax in Scotland, see the Scottish income tax FAQ.

Find out how much you can save on the cycle to work scheme.

Cyclescheme savings can vary but the great news is that our calculator offers indicative savings forecasts.

Enter your details to see how much you could save.

That's not all you could save!

On top of your cycle to work savings, for a 3 mile daily commute it's estimated that you could also save around £100* each year on fuel - just by swapping your car for a bike!

Your salary sacrifice

Total cost:
(this will be on your payslip)

But what will I save?

Income tax and Employee NI savings:
Ownership Fee due after 12 months:
You will pay:
Percentage saving overall:

Ready to roll?


That's not all you could save!

On top of your cycle to work savings, for a 3 mile daily commute it's estimated that you could also save around £100* each year on fuel - just by swapping your car for a bike!

*Fuel savings estimated based on average commuting distance in England (source) and expected fuel cost (source) - actual value may vary based on usage.

Help & how-to guides

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Enter your employer's name or code

If you know your employer hasn't registered with Cyclescheme you can invite your employer.

Searching for your employer

Success, we've found your employer

Your employer has registered with Cyclescheme. You're all set to start your application.

More results available, please refine your search...

If you can't find your employer but you know they're on the scheme, please enter their Employer Code instead. Your manager or an HR colleague will have this on hand. If they haven't signed up, invite them to get on board.

Oops, we can't find your employer

If you can't find your employer but you know they're on the scheme, please enter their Employer Code instead. Your manager or an HR colleague will have this on hand. If they haven't signed up, invite them to get on board.

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Cyclescheme is the UK's most popular cycle to work benefit, creating more cyclists than any other provider.